Young Drivers

Young Drivers
Driving for Under 25s

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You've done the right thing: you're not driving home after a night on the turps. But before you stagger home consider this: will you make it?

Drink walking
Geared.com.au

Night driving has proven to be a murky challenge for drivers, and not just for the obvious reason that it's dark when the sun goes down.

Night vision
Geared.com.au

Keeping your focus on the road can help avoid a lot of common crashes. Louise Goldsbury reports on the top distractions turning heads of drivers.

Driver distraction
Geared.com.au

Practice Learners Test

Saving for Your First Car

When you are looking to purchase your very first vehicle, it can be a very exciting time.  Saving for your first car means looking to get the most for your investment dollar, and it means putting as much money aside as possible.  Many young drivers

5 Safe Driving Tips for Young Drivers

Allowing your son or daughter to drive a vehicle can create a great deal of stress and worry for any parent.  Nobody is entirely comfortable with the idea of putting a young person behind the wheel, but as your teen gets older, they need to

Buying Your First Car

There are few things that are quite as exciting as buying your first car.  There are also many things that you will need to know, however.  For starters, buying your first car means taking the time to really find the vehicle that will be best

Car Insurance for Young Drivers

When it comes to young drivers, seeking affordable car insurance can be frustrating.  The simple fact is that these drivers are traditionally the most expensive to insure.  There are a number of reasons for this, including a lack of driving experience and a higher risk of accidents, and the bottom line is that this fact is not apt to change in the near future.  So, how do you find affordable car insurance for young drivers?  Well, the following tips can help.

#1 Consider adding the driver to a parent’s policy

One way that you can save money on car insurance for young drivers is to add your child to your policy.  When you have an established relationship with your car insurance company, it can be a great way to get discounts.  You will still pay a fairly high premium to add an inexperienced driver, but it will be far cheaper than forcing them to get a policy on their own.  Your credit, driving history, and claim history can all work to your benefit and help you save money while getting quality insurance that will protect both the driver and the vehicle itself.

#2 Comparison shop.

If you are not looking to add a young driver to your own policy or if you just want to be sure that the price is right, consider comparison shopping online.  Most insurance companies today make it simple to get a quote within seconds that will enable you to not only see how much the policy will cost, but what coverage will be offered and what the term of the insurance contract will be.  Choose a company that can offer a fair quote for your young driver or for your entire family and you can often save considerable amounts of money.

#3 Make sure you choose the right company.

Simply put, young drivers have a higher rate of claims.  While most claims are for minor accidents, such as property damage or vehicle damage the overall claim rate is higher.  Seek out a company that offers affordable deductibles and that has a solid reputation for paying such claims in a timely fashion.  Young drivers often make simple mistakes when mastering the practice of driving, and ensuring that you can affordably get them back on the road can prove to be a crucial step when insuring a vehicle.

#4 Always choose a comprehensive policy

One thing you want to think about when looking for car insurance for young drivers is a comprehensive policy.  As mentioned, the rate of smaller accidents with younger drivers is much higher than with older drivers, and having a policy that can pay for any vehicle damage incurred may prove highly worthwhile.  A comprehensive policy will not only cover injuries and damage to other persons and vehicles, but to the vehicle of your young driver as well.  Third party coverage may also be recommended in case your driver allows someone else behind the wheel of his or her vehicle.

Choosing the Right Policy Pays Off

In the event that your young driver is ever involved in a motor vehicle accident, you will find that the right insurance policy can really pay off.  You always want to be sure that your loved one is safe, and this means choosing a policy that will help keep them so.  A great policy will offer all of the coverage options needed as well as an affordable price, but most of all, it will offer peace of mind.  Allowing your son or daughter behind the wheel can be stressful enough, and knowing that they are protected in case anything happens can give you a much higher level of comfort.