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Young Drivers

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Being Beepalicious

Being Beepalicious is all about quickly saving money without compromising features and benefits. Beep can connect you with savings on must haves like car insurance, greenslips, car rental, finance & leasing and even help with buying a new or used vehicle. Under 25's will find safe driving and new motorist tips. We trust you find Beep a useful, free motoring tool.

Bingle
CarSales.com.au Review

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Existing policy holder sign in Go To Bingle

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Bingle offers low cost car insurance with a lifetime repair guarantee. Get a car insurance quote online. Bingle.com Pty Ltd (ABN 93 121 114 574, AR No. 312546) is an authorised representative of Australian Associated Motor Insurers Ltd (AAMI) (ABN 92 004 791 744 AFSL 238173), the issuer of this product. Other options for car insurance are also available.

Average annual premium savings featured in advertisements are based on a Nielsen survey of 880 customers who achieved a saving by switching to Bingle comprehensive car insurance during the months of June to October 2010 inclusive, when compared with the previous annual premium charged by their previous comprehensive car insurer. Please read the Product Disclosure Statement available on this website before buying this insurance and consider whether it is right for you.

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NRMA Roadside Assistance

nrma

Protecting yourself on the roads extends far beyond car insurance. For many people, having reliable NRMA roadside assistance is essential. If you are in need of immediate assistance on the road, then NRMA will reliably tend to any problem that may occur on the roads.

Buying Car Insurance Online

beep-car

Anything can happen while you are on the road, and that is why it is so important to own car insurance. In Australia, there are more opportunities than ever before in terms of purchasing policies. You can now find affordable policies and compare quotes from

Sydney International Motorshow

aussie-motor-show

The Australian International Motor Show Hosted in Sydney and Melbourne Every year, Australia hosts a motor show that attracts people throughout the country and around the world. The Sydney Motor Show is one of the largest indoor exhibitions held throughout the year, and the exhibitions

Car Insurance

Compulsory third-party insurance (CTP), commonly called a “Green Slip”, is mandatory for Australian drivers. This type of insurance covers the damage you do to other people's cars, however, and not to your own. If you want more coverage than what is afforded by the green slip, you have to buy a separate policy with specific coverage types. Understanding how this works is necessary for any driver and certainly not something you want to find out about after you've already had a wreck!

What a Green Slip Covers

CTP Green Slip insurance covers you for injuries, death and damages if you happen to be at fault in a wreck. If you do not carry this form of insurance, you have two major problems to deal with. First, your vehicle is illegal. It's illegal to drive a vehicle without this minimal type of insurance in Australia. Second, you could be liable for millions of dollars in damages should you cause an accident. Buying Green Slip insurance not only puts you on the right side of the law, it ensures that you're not personally liable if you injure someone in a wreck.

Oftentimes, you can do a bit better by getting more extensive motor insurance.

Collision Coverage

If you're in a wreck and you have Green Slip insurance, you're covered in the event that you're sued. You're not covered, however, in terms of damage to other autos or property. This could put you at risk of being sued for millions of dollars in damages and, in some cases, ruining your financial future.

Of course, the other drivers on the road are required to have CTP insurance, so their policies will cover damage that they cause, in most cases, but there are those drivers out there that don't carry any insurance at all. These are the big threats out on the road that drivers must contend with.

You might consider pressing a claim against someone for damages, but there's not much you can do about it if they don't have any money to cover the damages, anyway. This is a reason to consider getting better insurance than what a Green Slip policy provides. Remember that CTP insurance is the minimal amount of car insurance, not the most desirable amount of car insurance, and that you may well want to go a bit further than that to make sure that you're safe on the road.

Comprehensive Insurance

If you want to go one better than collision insurance, you can get a comprehensive policy. The comprehensive coverage means what the name implies: just about any and every type of damage will be covered by these policies. Of course, you're going to pay a bit more for this type of coverage because the insurance company is taking more risk in providing it. There are some things you can do to make this coverage more affordable:

Maintain a good driving record

Make sure your vehicle is garaged when it's not in use

Have an alarm system or at least a club device for your steering wheel

Drive a less expensive auto

This type of coverage may also offer benefits if your car is stolen or if it is vandalised. There are usually different levels of coverage with different companies, so be sure that you ask about the coverage you're buying. Not all comprehensive insurance is the same and some companies are a bit more comprehensive than others in this regard.

Any violation you get will affect the rates you pay for motor insurance. Keep a clean driving record and your rates will usually go down a bit. Your agent can help you decide upon the right type of coverage for you.